Legal Disclaimers

SaveOnEstate Inc. Effective Date: September 9, 2025 Last Updated: September 9, 2025

1. General Platform Disclaimers

1.1 Technology Platform Status

IMPORTANT NOTICE: SaveOnEstate Inc. is a technology platform company, not a real estate brokerage, agency, or licensed real estate service provider. We provide software tools and technology services to facilitate real estate transactions between independent parties.

1.2 No Real Estate Services

SaveOnEstate does NOT:

• Act as a real estate agent or representative
• Provide real estate brokerage services
• Negotiate on behalf of any party
• Handle trust funds, deposits, or escrow services
• Provide licensed real estate advice or recommendations
• Guarantee transaction outcomes or property values

1.3 User Independence

All users of the SaveOnEstate platform:

• Act independently and make their own decisions
• Are responsible for their own legal and financial obligations
• Must seek independent professional advice when needed
• Bear full responsibility for transaction outcomes

2. AI Tools and Data Disclaimers

2.1 AI Coaching Tools Limitations

Data-Driven Scenarios Only: Our AI tools provide data-driven scenarios and market analysis for informational purposes only. These tools:

• DO NOT provide advice, recommendations, or guidance
• DO NOT make decisions on your behalf
• DO NOT guarantee accuracy or completeness of analysis
• DO NOT replace professional real estate, legal, or financial advice

User Decision Requirement: All AI tool outputs require your independent review, analysis, and decision-making. You must:

• Manually input your chosen parameters and preferences
• Select from multiple scenario options presented
• Confirm all actions and decisions explicitly
• Take full responsibility for choices made using AI assistance

2.2 Market Data Accuracy

Third-Party Data Sources: Market data is sourced from various third-party providers and public records. We:

• Do not verify the accuracy of third-party data
• Cannot guarantee data completeness or currency
• Are not responsible for data errors or omissions
• Recommend independent verification of all market information

Historical Performance: Past market performance does not guarantee future results. Market conditions can change rapidly due to economic, political, and social factors beyond our control.

2.3 Property Valuation Disclaimer

No Appraisal Services: SaveOnEstate does not provide property appraisals or valuations. Our pricing tools:

• Provide comparative market analysis based on available data
• Present multiple pricing scenarios for consideration
• Require independent professional appraisal for accuracy
• Should not be relied upon for financing or legal purposes

3. Digital Twin Technology Disclaimers

3.1 Accuracy Limitations

Best-Effort Accuracy: Digital Twin visualizations are created using advanced technology but are subject to limitations:

• Source Material Dependency: Accuracy depends on quality of photos, videos, and measurements provided
• Processing Limitations: 3D modeling may contain minor inaccuracies or distortions
• Measurement Approximations: Dimensions and measurements are approximate and not surveyor-accurate
• Visual Representation: Colors, lighting, and textures may vary from actual property conditions

3.2 Property Condition Representation

Visual Information Only: Digital Twin technology provides visual representation but does not:

• Identify structural issues or defects
• Reveal hidden problems or conditions
• Replace professional property inspections
• Guarantee current property condition

Independent Inspection Required: Buyers must conduct independent property inspections and due diligence regardless of Digital Twin quality or detail.

3.3 Virtual Tour Limitations

Supplementary Tool: Virtual tours are supplementary to, not replacements for, physical property visits. Virtual tours:

• May not capture all property features or conditions
• Cannot convey sensory information (sounds, smells, temperature)
• May not reflect recent changes or updates
• Should be supplemented with in-person viewing when possible

4. Network Partner Disclaimers

4.1 Third-Party Service Providers

Independent Contractors: Network partners are independent licensed professionals. SaveOnEstate:

• Does not employ or control network partners
• Is not responsible for partner service quality or performance
• Does not guarantee partner availability or responsiveness
• Does not guarantee that any specific professional will be available or willing to provide services
• May receive a referral fee from network partners

4.2 Professional Service Relationships

Direct Relationships: When you engage a network partner:

• You establish a direct professional relationship with that provider
• SaveOnEstate is not a party to your service agreement
• All service terms and conditions are between you and the provider
• Payment and performance obligations are directly with the provider

4.3 Licensing and Qualifications

User Verification Responsibility: While we vet network partners, users must:

• Verify current licensing and qualifications independently
• Confirm insurance coverage and professional standing
• Review service provider credentials and references
• Make independent decisions about service provider selection

5. Transaction and Legal Disclaimers

5.1 No Legal Advice

Technology Tools Only: SaveOnEstate provides technology tools and document templates but does not provide legal advice. Users must:

• Seek independent legal counsel for transaction advice
• Have all documents reviewed by qualified legal professionals
• Understand legal implications of all actions and decisions
• Comply with all applicable laws and regulations independently

5.2 Contract and Document Disclaimers

Template Documents: Standard contract clauses and document templates:

• Are provided for convenience only
• May not be suitable for all situations
• Require legal review and customization
• Should be adapted to specific transaction requirements

Legal Review Required: All legal documents and contracts should be reviewed by qualified legal professionals before execution.

5.3 Regulatory Compliance

User Responsibility: Users are responsible for:

• Compliance with all applicable real estate laws and regulations
• Understanding local market rules and requirements
• Meeting disclosure and documentation obligations
• Adhering to professional and ethical standards

6. Financial and Investment Disclaimers

6.1 No Financial Advice

SaveOnEstate does not provide:

• Investment advice or recommendations
• Financial planning or analysis services
• Tax advice or guidance
• Mortgage or financing recommendations

6.2 Market Risk Acknowledgment

Real Estate Investment Risks: Real estate transactions involve significant financial risks including:

• Market value fluctuations
• Economic and interest rate changes
• Local market condition variations
• Regulatory and policy changes
• Natural disasters and environmental factors

6.3 Platform Fee Obligations

Fee Commitment: Platform service fees become legally binding upon the Binding Contract Event. Users acknowledge:

• Fee obligations survive transaction completion or failure
• Fees are earned when platform services are delivered
• No refunds available after Binding Contract Event
• Fee collection through standard closing process

7. Technical and System Disclaimers

7.1 System Availability

Best-Effort Service: While we strive for continuous platform availability:

• System downtime may occur for maintenance or technical issues
• Internet connectivity problems may affect access
• Third-party service dependencies may cause interruptions
• Data backup and recovery procedures are in place but not guaranteed

7.2 Data Security

Security Measures: We implement industry-standard security measures but cannot guarantee:

• Complete protection against all cyber threats
• Prevention of unauthorized access attempts
• Immunity from data breaches or system compromises
• Perfect data integrity under all circumstances

7.3 Technology Evolution

Platform Updates: The platform undergoes continuous development and improvement:

• Features and functionality may change without notice
• User interfaces and workflows may be updated
• Legacy features may be deprecated or removed
• Training and support materials may become outdated

8. Limitation of Warranties

8.1 "As Is" Service Provision

The SaveOnEstate platform and all related services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of information
• Uninterrupted or error-free operation

8.2 No Performance Guarantees

SaveOnEstate makes no warranties or guarantees regarding:

• Transaction completion or success rates
• Property sale prices or market performance
• User satisfaction or experience quality
• Third-party service provider performance

9. Indemnification Requirements

9.1 User Indemnification Obligations

By using the SaveOnEstate platform, users agree to indemnify, defend, and hold harmless SaveOnEstate, its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:

• Your use of the platform and services
• Your real estate transactions and decisions
• Violations of these disclaimers or our Terms of Service
• Infringement of third-party rights
• Your interactions with network partners or other users

9.2 Third-Party Claims

Users acknowledge responsibility for defending against and resolving any third-party claims related to their use of the platform or their real estate activities.

10. Governing Law and Jurisdiction

10.1 British Columbia Law

These disclaimers and all related matters are governed by the laws of British Columbia, Canada, without regard to conflict of law principles.

10.2 Dispute Resolution

Any disputes arising from or related to these disclaimers shall be resolved in accordance with the dispute resolution procedures outlined in our Terms of Service.

11. Severability and Modification

11.1 Severability

If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

11.2 Modification Rights

SaveOnEstate reserves the right to modify these disclaimers at any time. Continued use of the platform after modifications constitutes acceptance of the updated disclaimers.

12. Contact Information

For questions about these legal disclaimers:

SaveOnEstate Inc. Legal Department Email: legal@saveonestate.com Phone: +1 (778) 513-4033 Address: 800-885 West Georgia Street, Vancouver, BC, V6C 3H1, Canada

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ACKNOWLEDGMENT: By using the SaveOnEstate platform, you acknowledge that you have read, understood, and agree to all disclaimers set forth above. You understand that SaveOnEstate is a technology platform and not a real estate brokerage, and you agree to use the platform's tools and services at your own risk and responsibility.